For many homeowners who live in standard neighborhoods or other areas, home services like roof repairs will be fairly simple in terms of payment: The homeowner pays a given contractor for services. In situations where your home is part of a homeowners’ association, however, this theme can get a bit more complex.
At Roofing Pioneers, we’re happy to provide a wide range of commercial and residential roofing services, including comprehensive roofing repairs. We’ve assisted many homeowners who area dealing with their HOAs for these sorts of repairs, and we’ll be happy to advise you here as well. This two-part blog will go over everything
Defining Homeowners Associations and Roles
What is a homeowners’ association, anyway? While specific roles will vary somewhat between different HOA groups, this is generally defined as a group of individual homeowners who live in the same community and have similar interests. The group, then, acts in the best interests of all members together, often covering areas like landscaping, upkeep, municipal upgrades and more.
It’s important to note that all HOAs will feature a contract that defines its regulations. Such contracts are generally pretty detailed and robust, and will almost always include areas like roofing repairs – but before signing, you want to be sure of the particulars here so you aren’t put in a bad position down the line.
Raise Issues Early and Often
The moment you notice an issue you’re confident is covered by your HOA, such as a necessary roof repair if these areas are indeed covered, you should raise this issue to the HOA and whoever is in charge of such areas. Do not wait until it becomes more significant or worsens – this will only give reason for your claim to be denied, as there might be questions about why you let the problem linger and whether you’re actually responsible as a result.
Get a Roofing Contractor Estimate
In many HOA situations, especially for highly involved groups that place significant restrictions on repairs or coverage, getting a quote or price estimate from a certified roofing contractor often goes a long way. Maybe the HOA is taking a narrow view on your roof issues, claiming they can be solved with inexpensive repairs – if one of our contractors determines that replacement is necessary instead, this will be a much more robust leg for you to stand on during negotiations than simply your opinion. We’ve seen several HOA interactions that were deadlocked and only swung once we offered our professional opinion.
For more on homeowners’ associations and how to deal with them for home issues like roofing repairs, or to learn about any of our roof replacement or other roofing services, speak to the staff at Roofing Pioneers today.